DEBTPLAN Direct™ provide free debt management services working with various different organisations from financial services companies to government-licensed organisations providing solutions to understand and advise individuals on the most appropriate debt solution for their unique circumstances. DEBTPLAN Direct™ are specialists in helping consumers with debt management services.
You should be careful when choosing the right debt management service company as there are many unscrupulous companies out there looking to take advantage of hard stricken consumers. They charge you high fees for very little in return leaving you worse off than when you first contacted them.
So how are we different?
If you are looking for free credit card debt help then DEBTPLAN Direct™ can certainly help you find the right solution and tailor it not just for you but for your family and home. The debt management UK services we offer start with an initial informal conversation where we establish your basic overall financial circumstances, who it is you owe money to, whether you are a private tenant or a homeowner. From this conversation we can establish the right financial debt help solution for you such as debt settlement.
A fuller understating is then achieved once the options are narrowed down via a simple fact-finding exercise in which the following is established:
- List of debts, the amounts and to whom money is owed
- Details of any property, mortgage and further borrowing
- Monthly income, after tax including any benefit entitlement
- Monthly expenditure - your basic living costs
A recommendation on the best option with the pros and cons can then be made based on this information. This is also an opportunity to ask any questions about what is being recommended, how it works, and what other implications there are. There are various alternatives including Debt consolidation, Debt Management Plans (DMP's), Individual Voluntary Arrangements (IVA's) and even Bankruptcy.
Should the individual then want to continue with a solution, the DEBTPLAN Direct™ advisor can use the information collected to complete an application form for the appropriate solution. This also includes a debt settlement service or what’s also known as a full and final settlement where we can help with settling your debt in full and negotiating a large discount on all your individual debts on your behalf should you be in a position to settle your debts in one lump sum.
Whether you want advice about debt management UK services, your existing situation or monthly budgeting guidance, our team of impartial debt advisers are able to provide full financial debt help for all debts, including free credit card debt advice and loans advice.
To talk to an advisor about the debt management services we offer call 01494 546 088 or complete the enquiry form. Remember DEBTPLAN Direct™ provides a National Free Debt Advice Service.
