If you are looking for help with debt and unsure if we can help you, below is a list of the different sorts of debt we currently help people with every day.

If you are looking to get debt help or are looking for help with debt problems DEBPTLAN Direct™ provide free debt help advice, giving you instant home debt relief help.

• Unsecured Loans - Meaning, loans not secured on a property or subject to a hire purchase agreement. If you fail to make hire purchase payments, for example on a car, then the hire purchase company can repossess the goods.
• Overdrafts
• Credit Cards – help for credit card debt
• Store Cards
• Payday Loans
• Solicitors Fees - Only if they are no longer acting on your behalf.
• Vets, Doctors, Dentists, School Fees - Only if no longer using the service.
• Mortgage Shortfall - Not your current property, but one you sold for a loss or has been repossessed.
• Hire Purchase shortfall for car - Only if you no longer have vehicle or have had it repossessed or have voluntarily surrendered back to finance company.
• Items on Hire Purchase in some circumstances - Only when the Item has been return and money is still owed, or it is impractical for the vendor to reclaim the item, for example a fitted carpet.
• Department of Works and Pensions - Overpaid council rent, benefits or social loan, only if you are no longer in receipt of benefits.
• Private landlord rent - Only if you are no longer living at the property.
• Utility bills from previous address(s) - Only if you have a new supplier. If you have same supplier at your new address you must come to a direct arrangement with the supplier.
• Disconnected mobile phone bills
• Business debts - Only if the business is no longer trading.
• Catalogue arrears - If you no longer use the service.
• Shopacheck, Provident, Greenwoods, Welcome Finance - Plus other doorstep lenders.

Depending upon personal circumstances, free debt help is available for debts other than those stated above. If you are only looking to get debt help for loans then we can help or if you only want help for credit card debt then again we are the experts to put you in the right direction.

We have trained advisers ready to take your call who have all the expertise to help with debt problems. Our advisers will complete a fact find with you over the telephone and will then go through each of your available debt management options, going through the pros and cons of each before sending you out an information pack on the best solution for your circumstances. If you are happy to go ahead with that solution simply return the paperwork back to us in the freepost envelope and we will then takeover sorting your finances. For instant home debt relief help see what debt management options are available to you. Remember we are here to help you, nothing else.

If you need any help with debt and don’t know where to start, give DEBTPLAN Direct™ a call and we will go through your situation and see how best to move forward – let’s sort it together! Call 01494 546 088 or on our 24 hour Consumer Helpline on 0845 055 8152 or simply make an enquiry online.