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You will not be alone if you are in debt due to gambling. Six million people in the UK gamble on line each month with an increasing number struggling to meet repayments on their credit cards, overdrafts and loans to feed their gambling addiction. Many people with gambling debts have felt that bankruptcy was their only way out of debt but this really is just not the case.
To help people overcome their gambling situation and repay their gambling debts Debt Plan Direct create a personalised financial management programme specifically for the individual so it is realistic and affordable for them.
It is important for you to realise that you are not alone if you are suffering from gambling debts with the average online gambling debt in the UK at £25,000. People with problem gambling debts often let their minds drift to irrational solutions like suicide, murdering loved ones out of shame, theft, stealing from friends and family, or other radical attempts to feed their addiction or hide their shame.
The aim of the Gambling Debt is to help you get the necessary treatment to address the underlying gambling issue, get monthly expenses under control and then put a repayment plan forward to your creditors to allow you to meet your obligations through alternative methods without bankruptcy.
Stages of Problem Gambling
Stage 1
Winning Phase - gambler experiences a big win, boosting self-esteem. Quickly results in an increase the gamblers frequency of gambling as well as the amount gambled.
Stage 2
Losing Phase – No more beginners luck and gambler begins to lose money. Personal relationships become strained as the gambler gradually loses control. He begins covering up his gambling and starts borrowing money from friends, family, and using forms of credit such as credit cards, loans and overdrafts.
Stage 3
Desperation Phase - Gambler can no longer pay debts and starts looking for quick fixes, both legal and illegal. An obsession develops and gambler spends more time on gambling which affects work and family, and there are usually feelings of remorse and hopelessness.
What Do You Truly Want to Do?
If you recognise that gambling is diminished the quality of your life, has left you in a financially difficult position, is impacting your relationships and you want to try to get out of debt, then this programme may be exactly what you are looking for.
The recovery process can be difficult and involve sacrifice and the willingness to fundementally change, but if you are willing to try, we will work as hard as you do to get you out of debt.
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