If you need help with loans, credit cards, overdrafts, utility bills or any other form of unsecured borrowing then Debt Management may be right for you. Immediate debt management advantages to help you:
- Consolidate debts without a loan
- Pay one affordable monthly payment on all debts
- Stop creditor hassle, phone calls and letters
- Stop or reduce Interest and Charges
- Pay from £50 per month towards all debts
It is a horrible situation to be in debt especially when your creditors are constantly sending threatening letters and making phone calls to get a payment from you. These are just some of the tactics used by companies to pin you down and get to you directly, that is why we offer debt collection advice from the moment you contact us. DEBPTLAN Direct™ offer consumer debt help on all debts such as credit card debts across the UK including debt help northern England. Our services are offered via the telephone but we also have advisers ready to offer debt help online should you prefer to discuss your situation that way.
What is a Debt Management Plan?
A Debt Management Plan is one method of consumer debt help and is basically an assessment of how much you can realistically afford to pay your creditors (the companies you owe money to) and start to pay off the money you owe without having to borrow any more money.
Debt management is an arrangement between you and your creditors, negotiated by us on your behalf. We take details of your debts such as credit card debts, income and outgoings, and provide proof to your creditors that you can't afford current repayment levels.
You then only need to make one affordable payment to us, which we distribute to your creditors. Typically, the new payment is half your existing payments, depending on your individual circumstances. DEBTPLAN Direct™ provide free debt management advice to repay your debts, we get many enquiries asking for debt help northern and many debt help online enquiries each and every day – be assured you are not alone.
What will DEBTPLAN Direct™ do for me?
Tailor made to suit you - our advisers will go through your income and expenditure with you and agree a realistic, affordable monthly payment that allows for all your day-to-day living expenses.
We deal with your creditors - we take care of all the paperwork, deal direct with your creditors, negotiate reduced repayment arrangements on your behalf and provide debt collection advice and solutions if required.
Freeze interest and charges - we can often persuade your creditors to freeze or reduce interest and charges on all unsecured debts such as credit cards, store cards, loans and overdrafts.
A single affordable payment - pay what you can afford in line with your income.
One single point of contact - once on a Debt Management Plan you will have your own Debt Caseworker who is available to give expert help and guidance whenever you need it.
Monthly payment tracking - once you begin payments into a debt management plan, you can get access to your own online account to view all payments made into your plan and all payments made to your creditors.
Flexibility - if your financial circumstances change for the better or the worse, you may adjust payments in the debt management plan accordingly. You are also not tied into any legal contract for any fixed length of time – you are free to leave the plan any time you wish.
Debt Free - guaranteed to be debt free by the end of the plan.
Call 01494 546 088 or our 24 Hour Consumer Helpline on 0845 055 8152 to speak to an adviser immediately about your situation or contact us online for debt management advice and solutions.
