For the many that enjoy bumping into an old friend in the cereal aisles of Morrisons, there are others who detest even pushing a trolley full of food, let alone unloading it onto the conveyor belt, packing it all up into bags that noone can open, before loading it into the car, unloading it out of the car and unpacking it into the cupboards!
With the luxury of store to home deliveries, opening the door to receive your weeks groceries which you may have left standing in the virtual aisles of Waitrose on Tuesday before checking out on Wednesday, means…
With many banks, you are able to subscribe to a text service notification which alerts you when you reach a certain threshold in your balance, e.g. if you want to be notified that you’re balance is now £1000 overdrawn and you don’t want to risk paying any fees because you are now reaching your £1250 limit. Once you get your alert, you can quickly top up your account. Some banks, such as HSBC, also give you the chance to get back within your limit ‘on the same day’ if you have gone over, without having to pay any fines.
Alerts…
Being a student is very tough; either you have to eke out a living and pay for your tuition fees or you have to live with your parents and work with a tight budget. Whether you decide to live with your parents or not, one thing is sure – you need to be aware of the latest tips on how to save money. Here are 10 tips that you can use.
Tip 1 - Take limited cash
Of course, you have to go out once in a while; it will refresh you for the next day’s work. Even if you are…
Change your attitude to your mortgageYour home is likely to be your biggest buy so make sure you get the best deal on any mortgage. If you are currently paying your lender’s full standard variable rate (SVR) it is most likely you are paying hundreds of pounds a year more than necessary. This is one of the best ways to save money and as there are thousands of deals to choose from it will save you a lot of money.Saving: £1,000s
Cut the cost of your utility billsPrices are rising each year as the demand for power increases. Luckily enough…
Many lending institutions now have to shoulder the majority blame for the increase in personal debt in the UK. Irresponsible creditor lending can be classified by the following:
Credit Sold to Consumers with No Level of Affordability
Many creditors and especially finance companies do not have proper checks in place to calculate a consumer’s level of affordability. Lenders should take into account the consumers income, outgoings and the current level of debt but often fail to do the proper checks and lend money to those who simply cannot afford to repay the loan or credit card.
Loans and credit cards…
