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24th Jan Debt can easily be caused by social pressures and the spending culture. This article outlines both the risks and consequences.

Debt caused by social pressures

Social pressures to have the best car,  the biggest house and designer clothes have been with us for centuries.  School gate mums competing to have the latest 4 x 4 to chauffeur their kids to school;  neighbours “Keeping up with the Joneses”  and eyeing up each others materialistic possessions;  family members showing off photos of their latest holiday in the Bahamas on Facebook.

The rewards of life every individual works 5 days for,  should be realistic and achievable,  without leaving one in debt and financial difficulty.  ‘Having the best’  can create a feel good factor,  where in today’s society,  people…

27th Dec Saving money is an art and within this article we provide tips on the benefits of not gambling.

Lottery, Gambling and Debt

If all your pounds spent on lottery tickets were saved up and counted over a year,  surely the satisfaction would be greater than the odd £10 win here and there.  “It all adds up”,  is a common phrase that helps to reinforce the good habit of not spending on non-essentials.  Is buying a lottery ticket really a necessity when one is in debt?  Individuals reliant on a hope that one day they might win the lottery,  to live a better life,  should consider pushing free from their comfort zones and being inspired by their past achievements,  if not the business…

12th Dec We often hear several tips on saving money and omit one of the best ways, which is to start paying off your debts.

Paying off debt is the best way to start saving

If your debt payments are high priority and need to be paid back immediately,  then paying this debt off is the best way to start saving and getting a positive bank balance.  If you have borrowed money off family and friends who are in agreement that loans don’t need to be paid off straight away,  then putting money in a savings account and paying small amounts back while your savings are growing will be the most likely choice.

Watching your money grow month by month in a savings account,  leaves you feeling financially secure,  with rewarding thoughts of what you…

30th Nov The latest news and tips about how to put together a debt management plan and get out of debt once and for all available at Debt Plan Direct.

What's the best Debt Management Plan?

Are you in a horrible situation and in debt,  especially when your creditors are constantly sending you threatening letters?  Are they making calls to you so to make   a payment?  The plan is going to be to put an end to all this with the best debt management plan from Debt Plan Direct,  that will allow you to repay your debts without having to borrow more money.

For more information go to Debt Management Plan