Best Buy Deals
Here are DEBTPLAN Directs top ways to save money by simply just shopping around for the best deals.
If you have debts and just struggle to pay for your basic cost of living expense this guide can help reduce your outgoings on day-to-day items thus saving you money.
Shop online
The internet is getting more popular every day. Due to this fact competition is growing and prices dropping and the online experience is getting better all the time. There are plenty of comparison websites to help find the best prices for bigger items or even your grocery goods.
Saving: £100s
Avoid the payment protection rip-off
Banks and other lenders are selling expensive insurance policies to cover loan repayments to people who don’t need it. Don’t be a victim of the hard-sell.
Saving: £100s
Don’t automatically renew your annual home insurance
Unlike car insurance which is mandatory- you don’t need household insurance. However it is strongly advisable; could you afford for your house to be burnt down? Through the revolution of the internet finding a cheaper insurance policy than your existing renewal quote is easy and you can compare hundreds of policies within minutes.
Saving: £100s
How much are you paying for your life insurance?
As we are living longer the cost of life insurance is getting cheaper. So if you have an old policy that you took out with your mortgage or you were just too busy to look around you will be surprised to notice the comparison to your existing policy, so shop around for a better deal.
Saving: £100
Claim your benefits and tax credits entitlement
Previously there was a stigma associated with claiming benefits in the UK. Fortunately that stigma no longer exists as the government pays benefits to help the family budget and is available to all who qualify, so claim your entitlement. You may be missing out on Child Benefit, Working Tax Credit, Child Tax Credit and other employee-related tax benefits.
Saving: £100s
Shop for cheaper breakdown insurance
Like any other insurance policy there are numerous alternatives to help you if you’re car was to be towed home. Do dnot be tempted just to go with the big names that you have heard of for example RAC or the AA.
Saving: Up to £100 a year
Shop around to renew your annual travel insurance
Quite simply if you have no holiday booked for this year there is no need to have cover for an eventuality that will not happen so quite simply DO NOT renew your travel policy. Simply restart the cover again the next time you book a trip.
Saving: £50
Buy your goods in the sales
Shopping at sale times could save your pocket £100s of pounds and a lot of stress especially if you shop for birthdays and Christmas gifts al lat the same time. You could even pick up the suit you have wanted for so long at half price!
Saving: £100s
Do you need all those TV channels?
Soon enough Britain will switch to digital television and time is running out for you to choose your new digital TV provider. The choice is already enormous and with telephone-based services now being launched it’s going to get more complicated. Packages range from full the service package, including every sports and movie channel costing around £50 a month, down to Freeview, which is free.
Saving: £100+