Being a student is very tough; either you have to eke out a living and pay for your tuition fees or you have to live with your parents and work with a tight budget. Whether you decide to live with your parents or not, one thing is sure – you need to be aware of the latest tips on how to save money. Here are 10 tips that you can use.
Tip 1 - Take limited cash
Of course, you have to go out once in a while; it will refresh you for the next day’s work. Even if you are…
If all your pounds spent on lottery tickets were saved up and counted over a year, surely the satisfaction would be greater than the odd £10 win here and there. “It all adds up”, is a common phrase that helps to reinforce the good habit of not spending on non-essentials. Is buying a lottery ticket really a necessity when one is in debt? Individuals reliant on a hope that one day they might win the lottery, to live a better life, should consider pushing free from their comfort zones and being inspired by their past achievements, if not the business…
Imagine walking out the house each morning with no wallet, no money, no credit cards; just your keys and your mobile phone.
According to research commissioned by PayPal, shoppers will be able to purchase their high street goods via their mobile phones by 2016.
PizzaExpress and Starbucks are already allowing customers to pay in-house via their iPhone App. Other retail stores, such as River Island, All Saints, Next and Topshop all have apps allowing customers to browse and pay for products from their phone. Many UK retailers, such as ASOS, AlexandAlexa, Ted Baker, The Book Depository and House of Fraser…
If your debt payments are high priority and need to be paid back immediately, then paying this debt off is the best way to start saving and getting a positive bank balance. If you have borrowed money off family and friends who are in agreement that loans don’t need to be paid off straight away, then putting money in a savings account and paying small amounts back while your savings are growing will be the most likely choice.
Watching your money grow month by month in a savings account, leaves you feeling financially secure, with rewarding thoughts of what you…
It’s at this time of the year, when many of us get caught out spending more than we need to at christmas. Where does all the money go? Spending a little here and a little there, all soon adds up into the hundreds and then thousands. Taking time out to do some forward planning, can save a significant amount spent on both food and gifts.
Plan your Christmas week menus in advance.
Make a list of your Christmas week menus for each day, eg. Christmas eve, christmas day, boxing day etc, further breaking down the menus into ingredients lists.
This…
