With many banks, you are able to subscribe to a text service notification which alerts you when you reach a certain threshold in your balance, e.g. if you want to be notified that you’re balance is now £1000 overdrawn and you don’t want to risk paying any fees because you are now reaching your £1250 limit. Once you get your alert, you can quickly top up your account. Some banks, such as HSBC, also give you the chance to get back within your limit ‘on the same day’ if you have gone over, without having to pay any fines.
Alerts…
Social pressures to have the best car, the biggest house and designer clothes have been with us for centuries. School gate mums competing to have the latest 4 x 4 to chauffeur their kids to school; neighbours “Keeping up with the Joneses” and eyeing up each others materialistic possessions; family members showing off photos of their latest holiday in the Bahamas on Facebook.
The rewards of life every individual works 5 days for, should be realistic and achievable, without leaving one in debt and financial difficulty. ‘Having the best’ can create a feel good factor, where in today’s society, people…
Being a student is very tough; either you have to eke out a living and pay for your tuition fees or you have to live with your parents and work with a tight budget. Whether you decide to live with your parents or not, one thing is sure – you need to be aware of the latest tips on how to save money. Here are 10 tips that you can use.
Tip 1 - Take limited cash
Of course, you have to go out once in a while; it will refresh you for the next day’s work. Even if you are…
If all your pounds spent on lottery tickets were saved up and counted over a year, surely the satisfaction would be greater than the odd £10 win here and there. “It all adds up”, is a common phrase that helps to reinforce the good habit of not spending on non-essentials. Is buying a lottery ticket really a necessity when one is in debt? Individuals reliant on a hope that one day they might win the lottery, to live a better life, should consider pushing free from their comfort zones and being inspired by their past achievements, if not the business…
Imagine walking out the house each morning with no wallet, no money, no credit cards; just your keys and your mobile phone.
According to research commissioned by PayPal, shoppers will be able to purchase their high street goods via their mobile phones by 2016.
PizzaExpress and Starbucks are already allowing customers to pay in-house via their iPhone App. Other retail stores, such as River Island, All Saints, Next and Topshop all have apps allowing customers to browse and pay for products from their phone. Many UK retailers, such as ASOS, AlexandAlexa, Ted Baker, The Book Depository and House of Fraser…
